Thursday, September 27, 2012

Money Saving Tips

Ways to cut back and save money

Buy generic products when possible.
            Shop and low price stores
            Thrift Stores
            Yard Sales

Coupons & Discount Cards!
            Sunday Paper & Online Printables
            Sign up for savings at local stores and pharmacies
            Watch for double coupon days!

Make things at home!
            Food - Lunches
            Fix what you already have!

Go to the library
            It is cheaper and sometimes even free to check out a book
            Some libraries have educational movies for kids!

Be aware of Transportation Costs
            Make all stops while you are out
            Fuel savings on purchases made through certain stores saves money too!

Be Content!
            It is easier to save when you are happy with what you already have!
            As yourself if you REALLY need that item before you buy it.            
            Where will it be in one year?

            Unplug what you're not using.
            Talk to utility companies about ways they can help you save.
            Shop around for the best rates.
            Try a set payment on utilities like propane or natural gas.
                        -Your bill will be the same all year and more manageable!
            Pay bills on time to avoid late fees.

Make a Budget
            Give yourself a spending allowance to carry in cash.
                        -You see it and spend it slower than if you are just swiping plastic.
            Know how much is coming in and how much is going out.
                        -The "ebb and flow" of your banking account.

            Make a shopping list and buy no extras
            Buy meat in bulk
            Have one vegetarian meal a week (if meat is your thing)


I found these tips in my "me folder" of random things when I was cleaning up. I just wanted to share and maybe help someone else, feel free to add your own tips in the comments area! 

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